Terms of Service
Legal

Terms of Service

Provided by HG Marketing LLC & Chelsea Guarriello LLC
and their brands, including Organic Product Launch and Learn With Chelsea

Last Updated: June 2026

These Terms of Service (the "Terms") govern your purchase of and access to all digital products, self-paced courses, memberships, coaching, and done-for-you ("DFY") marketing services offered by us. By submitting payment, creating an account, accessing materials, or engaging our services, you agree to these Terms in full.

1Who We Are & What These Terms Cover

In these Terms, "Company," "we," "us," and "our" refer to HG Marketing LLC and Chelsea Guarriello LLC, together with their associated brands and trade names (including Organic Product Launch and Learn With Chelsea). "You" and "Client" refer to the individual or business purchasing or accessing our offerings.

We provide two broad categories of offerings, and these Terms apply to both:

  • Digital Education — self-paced courses, digital products, templates, frameworks, memberships, group programs, and coaching.
  • Done-For-You Services — marketing, funnel, automation, content, advertising, and related agency services delivered on your behalf.

Where a DFY engagement has its own proposal, statement of work, or service agreement, that document controls the specific scope, fees, and deliverables. These Terms apply in addition to it. If there is a direct conflict on a specific point, the signed service agreement governs that point.

2Educational Purpose & No Professional Advice

All courses, content, and strategic guidance are educational and informational in nature. We are not a licensed investment, legal, financial, tax, accounting, medical, or psychological service, and nothing we provide constitutes individualized professional advice.

You are solely responsible for your own decisions and for consulting qualified, licensed professionals regarding your specific circumstances before acting on any information we share.

3No Earnings or Results Guarantee

This is important, so please read it carefully. Your results depend entirely on your own effort, skill, decisions, market conditions, timing, and circumstances — factors we do not control.

We do not guarantee:

  • any specific income, revenue, or profit
  • business growth or sales outcomes
  • advertising performance, return on ad spend, leads, or conversions
  • approval or continued standing of any third-party account (for example, advertising or social platforms)
  • lifestyle, career, or financial transformation

Any examples, case studies, testimonials, or figures we reference reflect individual past experiences and are not a prediction or promise of your results. You accept full responsibility for the actions you take and the outcomes you achieve.

4Self-Paced Courses & Digital Products

Access

Upon successful payment, you receive access to the purchased materials, which may include digital portals, downloadable resources, video lessons, templates, live or recorded workshops, community spaces, and mentorship dialogues. Delivery format and access duration vary by offering and may evolve over time.

Your License

You receive a limited, non-exclusive, non-transferable license to use the materials for your own personal and business use. You may not:

  • share, distribute, or publish the content
  • resell, copy, or recreate the materials
  • teach or repackage our frameworks commercially
  • share account logins or grant access to others

Violation of this license may result in immediate removal of access without refund, in addition to any other remedies available to us.

5Done-For-You Services

Scope of Work

The specific services, deliverables, timelines, and fees for any DFY engagement are defined in your proposal or service agreement. Work outside that defined scope is considered a new request and may be quoted separately.

Client Responsibilities

Our ability to deliver depends on your timely cooperation. You agree to provide, in a timely manner, all access, credentials, brand assets, information, approvals, and feedback we reasonably need. Delays caused by you, your team, or your vendors will extend timelines accordingly and do not entitle you to a refund or fee reduction.

Timelines & Third Parties

All timelines are good-faith estimates and depend on your cooperation and on third-party platforms and tools we do not control. We are not responsible for delays, outages, policy changes, restrictions, or actions taken by third-party platforms, processors, or software providers.

Revisions

Unless your service agreement states otherwise, deliverables include a reasonable, defined number of revision rounds. Additional revisions or change requests beyond that scope may be billed separately.

Advertising Spend & Software Costs

Service fees are separate from any advertising spend, software subscriptions, platform fees, or third-party costs, which are your responsibility and paid directly by you unless otherwise agreed in writing.

Ownership of Deliverables

Upon receipt of full payment for the relevant engagement, ownership of the final, custom deliverables created specifically for you transfers to you. We retain all rights to our pre-existing and underlying intellectual property — including our processes, frameworks, methods, templates, tools, and know-how — and to any general skills and experience developed in the course of the work.

6Payment Terms

All fees are quoted and payable in U.S. dollars and are due as stated at checkout or in your service agreement. You are responsible for keeping a valid payment method on file and for all applicable taxes.

Payment Plans

If you enroll in any course, program, mentorship, or service on a payment plan, you acknowledge and agree that:

  • all payments are non-refundable;
  • you are entering a legally binding contractual obligation to complete all scheduled payments by their due dates;
  • payments are due at minimum every thirty (30) days, or on the schedule specified at purchase;
  • access may be paused or suspended while any payment is past due, with no extension of access or refund of prior payments;
  • missed payments, failed payment attempts, and any unpaid remaining balance may be referred to a third-party collections agency, and you may be responsible for related collection costs.

7Refund Policy — All Sales Final

ALL SALES ARE FINAL. Due to the immediate-access, intellectual-property, and labor-based nature of our digital products and services, all fees are non-refundable once payment is submitted — including deposits and any payments made under a payment plan.

This no-refund policy applies whether or not you access, complete, or use the materials or services. Removal from a program for violating these Terms does not trigger a refund. If you have a billing question, contact us at [email protected] before taking any other action.

8Chargebacks & Payment Disputes

Because all sales are final and access or work begins immediately, you agree not to initiate a chargeback, payment dispute, or reversal without first contacting us in good faith to resolve the matter.

You acknowledge that you are responsible for your chosen payment method and that initiating a chargeback in violation of these Terms is a breach of this agreement. In the event of a wrongful chargeback, we reserve the right to dispute it with full documentation of your acceptance of these Terms, to revoke access, and to pursue any unpaid amounts (including the disputed amount and related costs) through collections or other lawful means.

9Subscriptions & Renewals

Where an offering is sold as a recurring membership or subscription, it will automatically renew at the stated interval unless you cancel at least forty-eight (48) hours before the next billing date. Cancellation stops future billing only — it does not refund any prior payment, and access continues through the end of the paid period.

10Intellectual Property

All curriculum, content, copy, designs, frameworks, methods, recordings, and materials we create or provide are owned by the Company and protected by intellectual property law. Except for the limited licenses expressly granted in these Terms or a service agreement, no rights are transferred to you. Our trademarks, brand names, and logos may not be used without our prior written consent.

11Community Standards & Acceptable Use

Where an offering includes a community, group, or live space, it is a protected learning environment. We reserve the right to remove, suspend, or restrict any participant who, in our reasonable judgment:

  • violates confidentiality or these Terms
  • disrupts the learning environment
  • disrespects, harasses, or harms others
  • misuses our content, platforms, or intellectual property

Removal for misconduct does not entitle you to a refund.

12Confidentiality

In the course of programs and DFY engagements, each party may receive non-public information about the other. Both parties agree to keep such information confidential and to use it only for the purpose of the engagement, except as required by law.

13Testimonials & Story Use

Results, stories, feedback, and content you share voluntarily — including in community spaces or in response to our requests — may be featured in our marketing and storytelling. You understand that experiences are individual and that shared outcomes reflect personal action, timing, and circumstances and are not assured for others. If you do not wish for your story to be used, notify us in writing.

14Privacy & Communications

We collect limited personal data for enrollment, access delivery, program and service administration, accountability, legal compliance, and community safety. We do not sell your data. We share it only with the technical partners required to operate (such as payment processors, hosting and email platforms, and learning tools).

By providing your name, phone number, email address, or social handle, you consent to receive transactional and marketing messages from us, including by email and SMS. Message and data rates may apply. You may opt out of marketing messages at any time using the unsubscribe link in our emails or by replying STOP to text messages.

15Disclaimers & Limitation of Liability

To the fullest extent permitted by law, our offerings are provided "as is" and "as available," without warranties of any kind, express or implied. Participation is self-directed and voluntary.

To the fullest extent permitted by law, the Company and its owners, members, and team will not be liable for any financial loss, business loss, lost profits, advertising loss, data loss, or indirect, incidental, special, or consequential damages arising from your purchase, participation, or use of our offerings. Our total aggregate liability for any claim will not exceed the amount you actually paid us for the specific offering giving rise to the claim.

16Indemnification

You agree to indemnify and hold harmless the Company and its owners, members, and team from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your breach of these Terms, your misuse of our content or services, or your violation of any law or third-party rights.

17Governing Law & General Terms

These Terms are governed by the laws of the State of Nevada, without regard to its conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Nevada, and you consent to that jurisdiction.

If any provision of these Terms is found unenforceable, the remaining provisions stay in full effect. These Terms, together with any applicable service agreement, are the entire agreement between you and the Company regarding our offerings. We may update these Terms at any time, and the version in effect at the time of your purchase or continued use applies.

Acceptance & Consent

By completing payment, you confirm that you:

  • agree to these Terms in full
  • understand all fees are non-refundable
  • understand no results or earnings are guaranteed
  • agree not to initiate wrongful chargebacks
  • accept full responsibility for your own decisions and outcomes

HG Marketing LLC · Chelsea Guarriello LLC
Questions about these Terms? Contact [email protected]